Humana Inc. Medicare Review (2026)
Comprehensive review of Humana Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
4.0
States Served
49
MA Members
5.4M
Founded
1961
InsureRocket Rating
Humana Overview
Humana is the second-largest Medicare Advantage insurer in the United States, serving approximately 5.4 million MA members across 49 states. Founded in 1961 in Louisville, Kentucky, Humana has evolved from a nursing home company into one of the nation's most Medicare-focused health insurers, with Medicare representing the majority of its revenue.
Humana Medicare Plans
Humana offers an extensive lineup of Medicare products including Medicare Advantage HMO, PPO, and PFFS plans, stand-alone Part D prescription drug plans, Medicare Supplement policies, and dual-eligible Special Needs Plans. Many plans feature $0 premiums, comprehensive dental/vision/hearing benefits, over-the-counter allowances, meal delivery, and transportation assistance.
Plans Offered:
Coverage Areas
Humana Medicare Advantage plans are available in 49 states and the District of Columbia, with particular strength in Florida, Texas, Kentucky, Ohio, and throughout the Southeast. Humana's CenterWell Senior Primary Care clinics provide dedicated senior-focused primary care in select markets.
Pros and Cons
Strengths
- Second largest MA insurer
- Strong in Southeast and Midwest
- CenterWell primary care clinics
- Robust wellness programs
- High star ratings on many plans
Weaknesses
- Limited PPO options in some markets
- Prior authorization requirements
- Network changes year to year
Compare Other Insurance Companies
Related Guides
Frequently Asked Questions
Is Humana a good Medicare insurance company?
Humana has a CMS star rating of 4.0 out of 5. Key strengths include Second largest MA insurer, Strong in Southeast and Midwest, CenterWell primary care clinics. However, some limitations include Limited PPO options in some markets and Prior authorization requirements. The best plan depends on your specific healthcare needs and location.
What Medicare plans does Humana offer?
Humana offers the following Medicare products: Medicare Advantage HMO, Medicare Advantage PPO, Medicare Part D, Medicare Supplement. Plan availability varies by county, so check Humana's website or Medicare.gov to see what is available in your area.
How many states does Humana serve?
Humana Medicare plans are available in approximately 49 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a Humana Medicare plan?
You can enroll in Humana Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Humana directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.