Mutual of Omaha Medicare Review (2026)

Comprehensive review of Mutual of Omaha Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.

CMS Star Rating

N/A

States Served

50

MA Members

N/A

Founded

1909

InsureRocket Rating

4/5

Mutual of Omaha Overview

Mutual of Omaha is one of the largest and most recognized Medicare Supplement (Medigap) insurance providers in the United States. Founded in 1909, this mutual insurance company has built a strong reputation for financial stability and competitive Medigap pricing. While they do not offer Medicare Advantage plans, they are a leading choice for beneficiaries who prefer Original Medicare with supplemental coverage.

Headquarters: Omaha, NE
Parent Company: Mutual of Omaha Insurance Company
Founded: 1909
CMS Star Rating: N/A/5

Mutual of Omaha Medicare Plans

Mutual of Omaha specializes exclusively in Medicare Supplement (Medigap) policies, offering Plans A, B, F (where available), G, and N. Their Plan G has been particularly popular as the most comprehensive Medigap option for those newly eligible for Medicare. They offer competitive premiums, a household discount for married couples, and accept applicants during their Medigap Open Enrollment Period.

Plans Offered:

Medicare Supplement

Coverage Areas

Mutual of Omaha Medicare Supplement plans are available in all 50 states and the District of Columbia. Because Medigap plans work with Original Medicare, there are no provider network restrictions — beneficiaries can see any doctor or specialist who accepts Medicare.

Pros and Cons

Strengths

  • Top Medicare Supplement provider nationwide
  • Available in all 50 states
  • Strong financial ratings
  • Competitive Medigap premiums
  • Household discount

Weaknesses

  • Does not offer Medicare Advantage plans
  • No Part D plans
  • Limited additional benefits compared to MA plans

Compare Other Insurance Companies

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Frequently Asked Questions

Is Mutual of Omaha a good Medicare insurance company?

Mutual of Omaha has a CMS star rating of N/A out of 5. Key strengths include Top Medicare Supplement provider nationwide, Available in all 50 states, Strong financial ratings. However, some limitations include Does not offer Medicare Advantage plans and No Part D plans. The best plan depends on your specific healthcare needs and location.

What Medicare plans does Mutual of Omaha offer?

Mutual of Omaha offers the following Medicare products: Medicare Supplement. Plan availability varies by county, so check Mutual of Omaha's website or Medicare.gov to see what is available in your area.

How many states does Mutual of Omaha serve?

Mutual of Omaha Medicare plans are available in all 50 states. Coverage areas and plan options vary by county within each state.

How do I enroll in a Mutual of Omaha Medicare plan?

You can enroll in Mutual of Omaha Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Mutual of Omaha directly, or through a licensed insurance agent.

Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.